Pre-Planning        

BENEFITS OF PREARRANGEMENT  

  • Togetherness

A husband and wife can share their choices and decide together, therefore saving loved ones heartache, expense, and inconvenience at the time of death. 

  • Satisfaction 

On a prearrangement basis, a family burial estate and/or funeral merchandise can be selected by all family members, thus guaranteeing everyone’s satisfaction. 

  • Inflation Protection

Based on the last five decades, we know the cost of cemetery and funeral arrangements will continue to increase.  Prearrangement allows the costs to be frozen at today’s prices. 

  • Conserve Insurance

Life insurance is for the living, not the deceased.  Most life insurance is purchased to allow a family time to adjust to the loss of income that a death causes.  If prearrangements are not made, a large amount of insurance proceeds can be spent on cemetery and funeral items adding financial burdens to loved ones left behind. 

  • Payments

Funeral and memorialization costs are expenses every individual must plan to pay.  These needs can be met today out of current income through budget payments.  Payment at the time of death is traditionally made on a cash basis. 

  • Peace of Mind

When a death occurs in any family or among friends, the grief is tremendous and the healing very long.  Prearrangement will have a positive impact on your family and friends simply because you have made your own decision.  This peace of mind provides benefits far beyond the dollars spent.

The AARP says that funeral costs  can easily reach $10,000

Funeral Costs could exceed $20,000 by the year 2020, 

just 10 years from now based on the AARP’s estimate of current costs.

 

 

Planning and paying for your own funeral.

Pre-Planning makes sense and it’s something we already do for most things in life. Life’s only certainty is death so doesn’t  it make sense for the thoughtful to plan ahead?

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That same careful financial planning in regard to one’s own funeral not only saves money, but it spares the family the unnecessary stressful decisions at the time of death. 

Thoughtful decisions relieve the financial burden and worry for loved ones. Unless    someone plans ahead and makes decisions, there are more than 50 details which must be handled within hours of the passing of a loved one. 

The uncertainty of the time is sure to place emotional stress on surviving family members at a time when they are least prepared to make important decisions.

 

 

Like everything in life...inflation has increased funeral costs…

...and they will continue to cost more each year! 

30 years ago a funeral cost
 $3500

Today the same funeral will cost over. $9000

  

By Pre-Planning, You Take Responsibility for Decisions Only You Should Make, Eliminating Many Unanswered Questions 

  • Who will pay for the funeral?
  • Location
  • Cost?
  • Vault
  • Funeral Home
  • Place of internment
  • Casket
  • Increase your tax free benefits.

Download and print Pre-Planning Worksheet